UPI Payment Link Generator

Apgy's UPI payment link generator lets you create shareable payment links in seconds. Whether you're a freelancer collecting fees, a small business accepting orders, or just splitting a bill with friends, simply enter your UPI ID and share the link — your payer can open it in PhonePe, Google Pay, Paytm, BHIM, or any UPI app and pay instantly.

How to Create a UPI Payment Link

To generate a UPI payment link, all you need is your UPI ID (VPA). Follow these steps:

1. Enter your name — the receiver's name shown to the payer in their UPI app.
2. Enter your UPI ID (VPA) — copy it from PhonePe, Google Pay, Paytm, or your bank app. It looks like name@upi or 9876543210@paytm.
3. Enter an amount (optional) — fill this only if you want a fixed payment amount. Leave blank to let the payer decide.
4. Add a transaction note (optional) — a brief description visible to the payer, like "Invoice #42".
5. Click Generate — your UPI payment link and QR code are ready to share!

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Frequently Asked Questions

What UPI apps work with these links?

The generated links are compatible with all NPCI-approved UPI apps: PhonePe, Google Pay (GPay), Paytm, BHIM, Amazon Pay, and virtually all Indian banking apps that support UPI.

Is my UPI ID stored anywhere?

No. All link generation happens in your browser. Your UPI ID and other details are never sent to or stored on our servers.

What is the difference between the Shareable Link and the UPI Deep Link?

The Shareable Link opens a preview page on this website from where the payer can launch their UPI app. The UPI Deep Link (starting with upi://pay?) opens the UPI app directly — ideal for embedding in your own website or app.

Can I create a UPI link without an amount?

Yes! Leave the amount field empty and the payer can enter any amount they wish in their UPI app.